Paying off Student Loan will clear the 30/60/90 days late?

[Anonymous]

Or will the late still show up after paying off a loan?

[MarineVietVet]

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@Anonymous wrote:

Or will the late still show up after paying off a loan?

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The lates will remain even after the pay off. By law lates can report for 7 years from each individual date of delinquency unless the creditor agrees to remove them early after a GW (Good Will) campaign by the consumer.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[RobertEG]

FICO is a risk analysis of the probability of payment default, and is thus based primarily upon you prior history of delinquencies. 

Paying a debt after delinquency does not erase the fact of the delinquency, and thus is not removed from FICO scoring.