04-10-2007 08:58 AM
04-10-2007 09:11 AM
8ballchump wrote:I have two questions regarding my reports. First, if I have a credit card that shows say a $1,000 balance but does NOT show a credit or high limit, should I try to get the credit card company to report that? If not, does this affect my utilization %?Second.... When I pull my TrueCredit reports (Tri) it shows that the payment history of almost all of my accounts are NOT reporting on Equifax. Credit cards and loans. When I pull the MyFico credit report, it has the accounts listed there. Is this just a problem with TrueCredit or are these payments not being considered by Equifax. They show up for the other 2 bureaus.Thanks!TJonesWhat card is it. If its cap one, they do not report limits as of yet. Suppposedly plans are in the works to fix that. If its no pre-set spending limits, they don't either. Your high balance will be considered by the score as your limit.When you say not showing reporting to EQ. Do you just have plain white boxes. EQ doesn't really give the green okays on TrueCredit
04-10-2007 10:49 AM
04-10-2007 10:51 AM
04-10-2007 11:01 AM
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