No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Just be very weary of how far to push it, because they will say in their defense that asking for a PFD is a breach of contract with the CRA's and the judge will most likely side with them.
Cory wrote:Personally speaking, depending on everyone situation, what I am going to do is talk to the original creditor and the collections agency.If the collections agency refuses to accept the PFD letter, then I am not sending them anything and I will tell them up front.If they try and tell me they will take me to court, I'll say so be it. Any Judge in their right mind should be able to side with me seeing that I'm trying to pay the debt.One CA, has made a mess of my credit report. So I'm going to tell them before you get this money, you have to fix the mess you made.These CA are difficult to deal with.Cory
Boswd wrote:Just be very weary of how far to push it, because they will say in their defense that asking for a PFD is a breach of contract with the CRA's and the judge will most likely side with them.
Cory wrote:Personally speaking, depending on everyone situation, what I am going to do is talk to the original creditor and the collections agency.If the collections agency refuses to accept the PFD letter, then I am not sending them anything and I will tell them up front.If they try and tell me they will take me to court, I'll say so be it. Any Judge in their right mind should be able to side with me seeing that I'm trying to pay the debt.One CA, has made a mess of my credit report. So I'm going to tell them before you get this money, you have to fix the mess you made.These CA are difficult to deal with.Cory