Reply
Valued Member
DiamondDave
Posts: 33
Registered: ‎04-23-2007
0

Payments listed as "Unknown"

Greetings all.
 
I am also attempting to do any steps necessary to improve my score before I apply for a new mortgage.  After reading several hundred messages, and finding MANY answers, I have ended up with just two questions.
 
The history of one of my CC's for the past 7 years shows ALL GREEN "OK's" for every month except for Feb, March and September of 2005. Instead of a Green box with an OK in it, it simply shows a white BLANK box.  The legend has it as meaning "UNKNOWN".   ALL payments were made on time for this card.
 
My 2 questions are ....
 
1. Are these entries hurting my score?
2. Will it improve my score if I have the OC update the reports to show as a green OK? 
 
Any help is appreciated.
 
David
 
 
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Payments listed as "Unknown"



DiamondDave wrote:
Greetings all.
I am also attempting to do any steps necessary to improve my score before I apply for a new mortgage. After reading several hundred messages, and finding MANY answers, I have ended up with just two questions.
The history of one of my CC's for the past 7 years shows ALL GREEN "OK's" for every month except for Feb, March and September of 2005. Instead of a Green box with an OK in it, it simply shows a white BLANK box. The legend has it as meaning "UNKNOWN". ALL payments were made on time for this card.
My 2 questions are ....
1. Are these entries hurting my score?
2. Will it improve my score if I have the OC update the reports to show as a green OK?
Any help is appreciated.
David





It is all good.

Congats on you excellent payment history.
Moderator Emeritus
fused
Posts: 16,378
Registered: ‎03-12-2007
0

Re: Payments listed as "Unknown"

Yes, all is GOOD!  I have a few of these on my CRs.
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Payments listed as "Unknown"


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}