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PenFed Updated Scores Are UP

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OnTheRebound
Established Contributor

PenFed Updated Scores Are UP

Wife's jumped 24 points. 820 to 844

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 1 of 9
8 REPLIES 8
dpride86
Regular Contributor

Re: PenFed Updated Scores Are UP

i went up 9 points Smiley Happy

-Current Score: TU 719 EQ 705 and EX 708 1-11-15
-My Goal: 740+ on all 3
-My wallet:
NFCU Cash Rewards 17k,Fidelity Amex 10.1k, QS 8k, DCU Visa Platinum 7.5k, Chase Freedom 7k, Penfed Promise 6.5k, Amex BCE 6k and Citi 5K.
Message 2 of 9
Anonymous
Not applicable

Re: PenFed Updated Scores Are UP

My EQ is up to 660, EX/TU remain the same though.
Message 3 of 9
UFGuy2006
Established Contributor

Re: PenFed Updated Scores Are UP

801 here!
Message 4 of 9
Jazzzy
Valued Contributor

Re: PenFed Updated Scores Are UP

840 here...and...remember...this NextGen score has a max of 950...not 850 like many of the other FICO score versions. So, it's a bit hard to compare with other scores.

Message 5 of 9
chalupaman
Super Contributor

Re: PenFed Updated Scores Are UP

I got 706 on mine.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 6 of 9
Creditcurious74
Frequent Contributor

Re: PenFed Updated Scores Are UP

Logged in, it says 701 but currently on myfico it says 696. So assuming if I apply for increase would they use their information or Myfico.com

Message 7 of 9
Kenny
Moderator Emeritus

Re: PenFed Updated Scores Are UP

I dont know what I had before. Is there a way to view that?
Message 8 of 9
takeshi74
Senior Contributor

Re: PenFed Updated Scores Are UP


@Zelaya wrote:

Logged in, it says 701 but currently on myfico it says 696. So assuming if I apply for increase would they use their information or Myfico.com


PenFed uses the NextGen score that they provide.

Message 9 of 9
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