PenFed member

[kugel]

If I join family member as a member and thier credit gets ruin in the long term does this effect my credit with PenFed?

[kugel]

?

[Anonymous]

Can you explain or re-write that

[peghede]

?

[AverageJoesCredit]

No, your credit is your own and they would have their own credit and or accounts. We each are responsible for our own accounts.

[JR_TX]

Only if you’re both co-signees on any “credit” product that becomes delinquent or charged off. So make sure to watch that joint acct if ever and make sure it’s paid on time.

[Anonymous]

Anyone can join without a sponsor.

[Glen_M]

Sponsoring them does not make you liable in any way for anything they do.

Co-signing for a loan or credit product is what you are thinking of -- that would make you liable.