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Point raise for utilization?

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angie23
Valued Member

Point raise for utilization?

Does anyone know if my points should go up if I lower my utilization? My cards are pretty much to the max.. Im trying to work on getting them to below 10%. Im just curious!
Message 1 of 5
4 REPLIES 4
fused
Moderator Emeritus

Re: Point raise for utilization?

YES! In your case probably big time! Do you know your FICO scores?
Message 2 of 5
Anonymous
Not applicable

Re: Point raise for utilization?



angie23 wrote:
Does anyone know if my points should go up if I lower my utilization? My cards are pretty much to the max.. Im trying to work on getting them to below 10%. Im just curious!



My score went up 67 pts to a 625 from 80% to 15% Util in 14 days when they all updated.  You'll be a happy camper when you see yours jump.
Message 3 of 5
ngerasimatos
Valued Contributor

Re: Point raise for utilization?

Yeah, lower your utilization and you will see a HUGE jump.
Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club
Message 4 of 5
Anonymous
Not applicable

Re: Point raise for utilization?

yea it really makes a difference....low util caused a  big jump in my scores in just a month
Message 5 of 5
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