I have a closed Sears MC account that I have currently enrolled in their 0% interest for a year program. I used it last year to get current on my payments and have made 8 payments on time in a row.
My first payment was in July 07 and on my credit report they show 90-days late for June, July & August of 2007.
So I have sent a couple of GW letters, with no response. I called today and spoke to a nice guy...he said all he could do was report my "current" status. I said I didn't really think that would help, and since I'm trying to re-fi my mortgage in 6 months, I'd hoped for more.
I asked him if he thought it would help, and he said yes, I would certainly do it. SO, maybe this is a GW adjustment in disguise? Maybe he is really going to take off the 90-day lates???
I doubt it, but I'm crossing my fingers! 
I just had to share....
I just had to share....My scores are still really low after getting all my collections paid and removed. I think these 90--day lates are possibly what's really killing it. Also my util is high and I have balances reporting on too many cards. Ugh, lots to do!