Possible for all 3 scores to be the same?

[Anonymous]

So I literally just took advantage and got the Credit Score Tracker through Discover and all 3 of my scores are the same. I was just curious if this is possible, or am I just going to end up paying 10 bucks a month for inaccurate information?

[llecs]

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@Anonymous wrote:

So I literally just took advantage and got the Credit Score Tracker through Discover and all 3 of my scores are the same. I was just curious if this is possible, or am I just going to end up paying 10 bucks a month for inaccurate information?

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Discover's service offers scores, but they aren't FICO scores. IME, I have a couple of FAKO scores that tend to be lock-in-step even with different report info.

Per FICOs, it isn't common to have FICO scores match because the score ranges slightly differ and it's almost impossible to have all 3 reports match with the exact same accounts, balances, dates, etc.

[Roarmeister]

Its possible.  But more likely a short term conicidence than anything else considered the differing scoring methods being used.

[chasmith]

FICO scores aren't likely to be the same.  The models may be slightly different, I know EQ and TU are.

The USAA FAKO scores come from Experian and are identical for all three CRAs - I think that's because there aren't any differences in the underlying reporting that affect Experian's model - the identical model is applied to all three reports.