Doesn't it stand to reason that, before opening a new account (loan,card,ect) that there
should be some way of accurately determinig what effects it will have on your score?
My score dropped 70pts when i purchased my home (30 yrs, $225k). after 2 yrs of working
to bring it back up i purchased a $1500 tv at a local retailer and accepted their terms for
a 6 month no intrest, no payment finance. my score dropped 40pts! i never would have
agreed to that had i known. if i pay it off tommorrow,i feel certain that my score will rise
by 8pts, maybe. what the h? Any ideas? When will we gt mad enough to do something
about this system? shouldn't something like this be government regulated? or at least have
a clear, concise set of rules that make sense?
