Hey you guys, thanks for your imput. I'm sending Presidio two letters at the same time. One Certified and the other regular mail.
Presidio needs to explain to me why they sold my account to Midland and is still reporting a balance. Now Mid and presidio are being reported and drop my fico score low. EX 525 and EQ 599.
Actually, Equifax has a new mortgage charge-off report by Crossland. I don't know who they are. I'm going to send them a letter today too.
In regards to Presidio, if they want to keep the account against me, by all means they have their rights. But Midland has to go. I already have credit cards so I am riding the clouds right now. Knock on wood.
Thank you guys,
Cory