Prime/Sub-Prime

[illcrew3]

Can anyone tell me what the best prime card to get is and what I would need to qualify. I have an Orchard thak I know is sub-prime even tho they beg to differ and a First Premier who seems to be proud that they are sub-prime.

[sl]

What are you FICO scores?

[illcrew3]

My equifax is 635. I have not purchased the others yet.

Message Edited by illcrew3 on 08-17-2007 11:40 AM

[sl]

There is a website called www.whogavemecredit.com that list the scores people had when they applied for credit and if theyw ere accepted or declined.

Citi corp is an excellent card to have.  You want want to tryt hem.

[illcrew3]

Thanks I'll give them a try when I need more credit. I trust they are "Prime"?

[sl]

Most are.  You may want to Apply for an AMEX Hiltons Honors or Delta Skymiles and then covert to a better one.  A lot people have luck getting those two cards with your FICO score.  Those are considred prime.

[illcrew3]

Ok thanks for your help!!

[sl]

You're welcome and a belated welcome to the "Credit Repair" forum there is a lot of good info out there and the peolple on this board are very resouceful and knowledgable.

[illcrew3]

Yeah I gotta say I was doing pretty well repairing my credit before I found this forum but now it's an addiction. Unfortunately I only have one baddie left to fight over.

[fused]

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illcrew3 wrote:

Yeah I gotta say I was doing pretty well repairing my credit before I found this forum but now it's an addiction. Unfortunately I only have one baddie left to fight over.

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I would avoid Amex, it's not worth it! Was is the baddie?