@takeshi74 wrote:
@Anonymous wrote:If you want these annoying messages to go away, just hit 800 or higher. At 799, they appear and at 800 they magically go away. Kind of silly.
I'm at 820 on my EX FICO 8 and there are reasons listed. TU FICO 8 is just under 800 but when it has been over 800 it has had reasons listed as well.
My EQ Fico Score 5 shows reason codes when show is 796 but the section is blank when the score is 809. Happened to me a few times. No reason codes for TU Fico score 4 when values are either 823 or 815 or 812. Also no reason codes on EX Fico score 3 when score dropped from 830 to 811.
However, I receive reason codes on Enhanced EQ Fico Score 5 at 824 & 826. Also had reason statements for Enhanced TU score 4 when number dropped to 837 from 858. My reports don't show reason codes/statements for any Enhanced scores when scores are 850 or above regardless of CRA.
Based on my experiences, 800 sure seems to be a cutoff for reason codes on Classic Fico and 850 for Enhanced Fico.
takeshi74 - Perhaps Fico thinks you need continued assistance. Thus, reason statement advice on your reports. 