Prosper Loan

[corymcd88]

Is a Prosper loan ever a HP or always a SP. I get different reps that tell me different answers.

[CreditCuriosity]

checking rate is a SP the loan if you go through with it is a HP I believe.

[corymcd88]

I keep getting conflicting answers with them.

[Jansroom726]

I got a prosper loan about 2 months ago. I can confirm that checking your rate is a SP. Only if you decide to go through with the loan, it will become a HP.

[corymcd88]

Thanks.

[Anonymous]

It is a hardpull.

[Joelstradamus]

What agency do they pull from? I was denied and their email said my score was 683 although it's 718 on myfico? Confusing?

[Anonymous]

I do a pre qual every month with Prosper (just so I don't have to pay for a myfico 8 score) and it's aways a SP. Never have I been hit with a HP, I do it from the website.