Psecu Experian Score

[veracious]

I did a search and can't find an answer.

Which version of Fico Experian score do you receive from Psecu?

Is this the same score model that lenders use,and is it the latest  FICO score available for purchase by consumers?

  Thanks

[laz98]

it is a true FICO score, & it is virtually the only one available for purchase.  if you can get your hands on it, it is highly recommended.

[haulingthescoreup]

It's the Experian/ Fair Isaac Risk Model V2, which is far and away the most-commonly used Experian score, and the one that is approved for mortgage use by Fannie Mae and Freddie Mac, who pretty much dictate which scores get used in the mortgage industry.

et: Oh, and it's the one that we used to be able to buy here, until Experian decided to refuse to sell consumers our EX FICO score, apparently preferring to sell its home-grown FAKO score instead.

[veracious]

@ laz98

Thanks for the info.

With all the drama going on at Psecu, I'm afraid to apply.

FICO scores:  1/9/2011 TU 784      12/17/2010  EQ 778

                           1/8/2010 TU 645      1/8/2010      EQ 607        Thanks to all My Fico  members

[veracious]

HTSU,   Thanks for your reply.

Just what I wanted to know.  I appreciate the time you have spent answering my questions.

veracious