Pulling your own FICO

[MzDandylion0527]

I am working on bringing my scores up so that I can qualify for financing for a home. I wonder...if I pull my own scores from "myfico.com", does it hurt the same as if I get a mortgage lender to do it? If I dont periodically check, I will have no idea if the things I have been doing are working (paying bills on time, new cc with less than 2% balance, secured cc). Having a mortgage lender pull it brings my score down so I wonder if I check it here every month would that be just as reliable in terms of seeing what my scores are doing.

Thanks guys!

[Lel]

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@MzDandylion0527 wrote:

I am working on bringing my scores up so that I can qualify for financing for a home. I wonder...if I pull my own scores from "myfico.com", does it hurt the same as if I get a mortgage lender to do it? If I dont periodically check, I will have no idea if the things I have been doing are working (paying bills on time, new cc with less than 2% balance, secured cc). Having a mortgage lender pull it brings my score down so I wonder if I check it here every month would that be just as reliable in terms of seeing what my scores are doing.

Thanks guys!

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Pulling your own score, whether it is through myFICO.com or any other credit monitoring site, does not affect your score.  It is a soft inquiry, seen only by you, and not by any prospective creditor.