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does it show on my credit report paying my phone bill? at&t by the way......or does it show when i apply for a credit card or anything at all?
Usually not.
Utilities usually do not report all accounts, and if they do report, often do so only for derogatory accounts, such as a charge-off or collection referral.
Phone bill - no. Applications are indicated as hard pulls. You can pull your own reports to see for yourself. If you aren't regularly reviewing your credit reports then definitely start doing so.