azsassycat wrote:
I have a old credit card that I settled on in Spring 2003 (the account still shows account charged off though). The first deliquency date was in October 2001 - charged off in March 2002. I'm thinking that:
1. The SOL start date is October 2001 and ended in October 2006 (KS).
2. The CRP will end April 2009 (7.5 years from first deliquency).
Is my math correct?
The account is with providian financial - do you think I could still do a PFD with them even though I've already paid about 2/3 of the past due balance? Also, has anyone had luck with PIF for restatement of the credit card?
Thanks for the help.
Cathleen
Look at CR from TU and EX...they will give you the exact drop date. If you can't read it call the CRAs and ask....don't be shocked if they have different dates.
The dates that CRA has is the DOFD..........SOL might be before that date
What do you mean settled in 2003?? did you settle for less did you PFD what??
IF you did not PFD they can sell to any CA & try for the complete amount.
I would dispute it with all CRAs that are reporting.
I had 1 with them & it dropped!!
You are past SOL do they can not sue. Drop date does NOT change. Just keep an eye on CR incase
a CA shows....
Message Edited by HappyDays on
10-04-2007 01:55 PM
