Question about aging collection

[IsleSeat]

One of my 'last' baddies is aging. Here is the data, when is this scheduled to fall off? Date opened [?] Sep, 1999 Date of last payment [?] Aug, 2000 Account number [?] XXXXX Largest past balance [?] $411 Credit Type [?] Revolving Account holder [?] Individual Scheduled payment amount [?] $0 Descriptions [?] * Paid charge off No contact information provided by Equifax Balance [?] Current Status [?] Past Due Amount [?] $0 Bad debt/collection Not on Record Seven year payment history [?] 30 days late 1 time 60 days late 1 time 90+ days late 3 times (Apr 2002, Mar 2002, Feb 2002)

[Anonymous]

i believe it should be falling off in a month or two.

[IsleSeat]

Thanks for the heads up, Irv, but isn't it the last date of activity, which would be the late in 2002?? BTW: I have another First Premier in very good standinng and I wrote a GW letter to have this dropped without any response

[Anonymous]

yes it should be DOFD. However, this is where i got confused .."Date of last payment [?] Aug, 2000"

How come your are marked late in 2002? Do you still have unpaid balance on this collection?

When did you pay them and got the balance down to $0?

[IsleSeat]

can't remember when I paid them off