No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hello All,
I use credit karma and base on the information they give me I am not sure if I will get aproved for a new card to replace a First Premier credit card. I have a TU 668, 5 accounts, 1 derogatory ER bill (I am trying to fix because I don't think it is mine so going to dispute it with the Hospital), 9 inquires in last 2 years and Equifax 727, 5 accounts and 6 inquires in the last 2 years. I have a first premier card that I would like to replace with a better credit card that doesn't charge 8 dollars a month and annual fee just to keep the card. I am worried if I apply I might get denied and I don't want another inquire if I do try and get denied. I am closing on a house tomorrow so I will not be applying right away but I would like to apply for a credit card (Lowes or Bestbuy or Home Depot) to buy a washer and dry and dump the First Premier card.
Home Depot CC prequalification link in my signature.
I signed up for Credit Check Total and the scores are Experian 732, Transunion 671, Equifax 724 and fico score 8 for all of them.
Hey ABCD2199, I seen your spreadsheet and these cards are soft inquires not hard is that right? Does that mean if I don't get the card it will not hurt my score?
Thank you both I went with Amex and got aproved and I used the links. This help so much Thank you again.