I have tons of inquries on my reports. TU shows 30 and EX and EQ 13. From what I have read, inq. during certain time periods when they are all for a mortgage or a car only count as one. I would say that 75% of all of these are due to one or the other. How do I know which ones are counting against me and which ones people who pull my report see? Is it worth disputing to the bureaus? For example, when I got a car loan apparently 7 different companies pulled my credit. They are all for the same day from different banks.
you have so much time to shop and they count as 1 inq. If you are sure of dates, etc you were shopping then dispute. I think it's 30 days. You could call my fico direct. I've found them very helpful at times.
