Reply
Established Member
dfrost733
Posts: 12
Registered: ‎05-17-2007
0

Question about raising scores

Hi all, My fico scores are 606 tu, 606 eq, and 637 exp.  My experian jumped a lot after we purchased our house and I am wondering how I get the others to do the same. I think they are only reporting to Exp., I can't find the mortgage loan on the other reports. Don't they usally report to all 3??? Can I call the mortgage co.? or do I have to send a letter? I really want to get over 620 so we can refi in a month. we have a really bad apr and my mort. guy said he could get us refinaced after we paid off some debt and cleared stuff from our report. We owe only a small amount on each car (less than a couple of thousand) and that's it. We paid off all other debt in Jan. The neg. on my report are all late pays from a couple of years ago. It hasn't moved much other than exp. one.  Any ideas???
 
thanks for any advice you can give me!!

Donna
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Question about raising scores

Welcome.. Please read the Scoring 101 thread.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}