This question is for those that have applied for or been processing cards. I'd like to know how a derog (by way of a chargeback or whatever) appears on one's credit report when they get in trouble because of how they misused their merchant account, how long that derog stays on the report for, can it be disputed and then removed as people remove other derogs, and any additional info people could provide on the subject. Some business owners here may find the experience of others in this area of value. Thanks.
