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I think I know the answer, but... I want to make sure I am right! lol
I have a late payment (120 days) on a school loan DEC 09'
This should be off my credit report in Dec 16' right? Even if I am still making payments on the loan (all on time since Dec 09') and put it back in good standing?
@Anonymous wrote:I think I know the answer, but... I want to make sure I am right! lol
I have a late payment (120 days) on a school loan DEC 09'
This should be off my credit report in Dec 16' right? Even if I am still making payments on the loan (all on time since Dec 09') and put it back in good standing?
Yes you are correct. Late payments can report no longer than seven years from date of occurence.
If this is the last late showing then yes your account will once again show in good standing.
A GW may still be worth a shot though.