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Question on credit report

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Anonymous
Not applicable

Question on credit report

I think I know the answer, but... I want to make sure I am right! lol

 

I have a late payment (120 days) on a school loan DEC 09' 

This should be off my credit report in Dec 16' right? Even if I am still making payments on the loan (all on time since Dec 09') and put it back in good standing?

 

Message 1 of 3
2 REPLIES 2
MarineVietVet
Moderator Emeritus

Re: Question on credit report


@Anonymous wrote:

I think I know the answer, but... I want to make sure I am right! lol

 

I have a late payment (120 days) on a school loan DEC 09' 

This should be off my credit report in Dec 16' right? Even if I am still making payments on the loan (all on time since Dec 09') and put it back in good standing?

 


Yes you are correct. Late payments can report no longer than seven years from date of occurence.

 

If this is the last late showing then yes your account will once again show in good standing.

Message 2 of 3
takeshi74
Senior Contributor

Re: Question on credit report

A GW may still be worth a shot though.

Message 3 of 3
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