Thank you for answering to my long post last Saturday - I have a lot of reading to do and lots of questions to ask. Right now, though, I'm just curious as to why TU's scores are lower (mine by quite a bit) than the other two? It seems pretty consistent when I look at other peoples' score here - the TU ones always seem to be quite a bit lower than the other two.
some things just don't get picked up by all the cra's and some have more inq's on a particular cra (among any number of other possibilities). really it just depends.