Question regarding fair reporting credit act

[Anonymous]

Hello --Im in the middle of getting a loan--====On my equifax report my score went down 50 points for American Honda Finance reporting me 30 days late. On the same report my car was paid off in June of 2008. On the report as of 2008 Equifax is reporting that the car is paid off and that it is 30 days late as of 8/2008-----what should I do

[Anonymous]

If the car was paid off in June and they are reporting you late for the month of August, then they are reporting inaccurately.

Does it say, paid/paying as agree was 30 days late, or current/closed was 30 days late?

Or in the payment history does it actually show a 30 day late notation for the month of August?

[Anonymous]

it says pays 31-60 days late as of 8/2008

[Anonymous]

I would contact them and get them to fix it.

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lalahouse wrote:
it says pays 31-60 days late as of 8/2008

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