Correct. Most ARE FAKO's, except for ScoreWatch, to my knowledge.
I have Experian's Triple Advantage monitoring system. $12.95/mo. It DOES monitor all 3 CRA's, and alerts me when something has changed(eg: inquiries) and lists them but goes no further.
It comes with their Vantage Score(FAKO).
I signed up for it before I was aware of other sms's(score monitoring services). It's ok, but I think I'd prefer ScoreWatch, if I had it to do over again.