I dont think it is affecting your score at all. FICO scores don't know about past util. Someone will see it if the read your CR but I think they only people who might (I say might) have an issue is the CCC you went over limit on.
They only potentail FICO score affect I see is if the CCC lowers your CL or raise your ionterest rate.
Others here may have more info.
1/25/2021: FICO 850 EQ 848 TU 847 EX