Hey all. I signed up for Scorewatch to see how my score changes as some upcoming events unfold (like the previously discussed vehicle purchase; the deletion of collection accounts, etc).
So I got an update yesterday. THe alert was for a credit card which I had previously closed with a balance. Learning teh error of my ways, I have worked quickly to pay that card off in full. It reported as a 0 balance and no baddies in the last 24 months.
This was the ONLY thing Scorewatch told me was updated and it resulted in a 7 point DROP. ??
Any thoughts? I fully expect a temporary drop when my auto loan starts reporting but this confused me!
