07-03-2007 12:45 PM
I will be applying for a home loan soon and need my score to increase. Thanks
07-03-2007 01:05 PM
07-03-2007 03:47 PM
07-03-2007 05:49 PM
2IMPROVE wrote:Thank you. The CA's is NCO/MEDCLR $30.00 that I paid directly to them 5/06, the other is NCO/Fin $199.00 that I paid to the hospital after it went to NCO/Fin. I asked the hospital when I paid it can they remove it from my report and they said once it goes to NCO/Fin their was nothing they could do.I read the GW example letters but don't know how that would work with NCO. Do you think writing a letter to NCO requesting removal will work. I tried asking over the phone but was told they can only report as paid.Don't know if anyone has had any success with them.I am currently in dispute on one of the CO, it is showing on EX as "now paying was charge off" then it shows "ok" Aug-Dec 06, then Jan, Feb 07 "ok", Mar, Apr 07, "ok", and May 07 as CO.The last pmt on this acct was 2002.Is this the creditor or EX??
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.