Reaching 2 years of credit experience.....

[ksiss]

My first credit card (Capital One) is approaching the two year mark so I was wondering if I can expect to see at least a small jump in my credit scores.  Lack of time is really the only negative thing that myfico mentions about my credit report.

In less than two years I have built ZERO credit into mid 700 scores on TU (755) and EX(750), and a 718 on EQ, so it'd be a nice little surprise to get another little boost to my scores with a two year old card.  Especially my EQ score which has been hovering in the teens FOREVER now.

[Anonymous]

I would try the FICO simulator-

Use the "pay my bills on-time for X Months" feature-

Those are very nice scores for someone with such a young file.

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ksiss wrote:

My first credit card (Capital One) is approaching the two year mark so I was wondering if I can expect to see at least a small jump in my credit scores.  Lack of time is really the only negative thing that myfico mentions about my credit report.

In less than two years I have built ZERO credit into mid 700 scores on TU (755) and EX(750), and a 718 on EQ, so it'd be a nice little surprise to get another little boost to my scores with a two year old card.  Especially my EQ score which has been hovering in the teens FOREVER now.

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