No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
phillyphan96 wrote:I rec'd a summons from Chase for 8k owed on CC. Verified that summons is in fact legit. My question is should I negotiate a settlement amount or pay the whole thing in full. At this point does it matter? I simply want to make sure that no judgement is issued. I understand that I have a limited time to respond but I don't want to do something without thinking it through. Debt has been validated.I had initial discussion with CC attorney and they offered to settle for $7700. If I accept this is there anything I should get in writing from them to help minimize the damage to my credit. As of yesterday, this has not even appeared as a collection account on any of the three bureaus. Simply showing as 120 days late on OC tradeline.Any advice is much appreciated.
Tink wrote:I have a court date in Sept for an Aspire Visa card ($2300). I tried the NACA. Contacted 3 attorneys, Only one replied and said he could not help me. He said they deal mostly with unfair practices. They do not provide legal assistance for debts people actually owe. I am willing to pay an attorney but can't find one to represent me so I am going alone unless I get a response from the attorney I contacted and quick.