Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 205
Registered: ‎06-20-2007
0

Recon Letters

Has anyone had any success with recon letters to Hooters, Home Depot or Walmart?  I got a target card and I guess I thought I was all that.  NOT!!
Regular Contributor
Posts: 205
Registered: ‎06-20-2007
0

Re: Recon Letters

Nobody, huh?
Established Member
Posts: 20
Registered: ‎04-26-2007
0

Re: Recon Letters

i tried with walmart since the reason for my denial was that they couldn't verify my identity. i sent copy of driver's license and tried calling to explain, etc. they just kept telling me to reapply in the store. i refused.

it didn't work for me...but it doesn't hurt to try!
Regular Contributor
Posts: 205
Registered: ‎06-20-2007
0

Re: Recon Letters



amador wrote:
i tried with walmart since the reason for my denial was that they couldn't verify my identity. i sent copy of driver's license and tried calling to explain, etc. they just kept telling me to reapply in the store. i refused.

it didn't work for me...but it doesn't hurt to try!

Is the store card through GEMB also?  Who did you contact? 
Highlighted
Established Member
Posts: 20
Registered: ‎04-26-2007
0

Re: Recon Letters

yeah it was GEMB.

i sent letters to the addresses on their correspondence. i tried some phone numbers after googling GEMB and asking here...but that just brought me to their customer service people, who are just trained to deal with customers who already have the card.

i also sent a letter on planetfeedback.
after that, a real person emailed me back with direct contact information. she explained that i answered the identity questions wrong and thats why i should apply in the store. she said that since it had been over 30 days, they couldn't refer to the previous credit pull and that i can apply again. i didn't want another inquiry, so walmart and i will live without each other.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.