chartley3 wrote:
Eve,
If the account was reaffirmed as part of the BK, the creditor can only report the TL up to the date of the BK.
Is that by law, or just customary?
I don't have any experiance with this, but just out of sheer determination I would still try with the creditor. State your case, tell them what your trying to do with your credit, (for your family, your kids, your sick grandmother, blah blah blah) and that you could really use the mortgage tradeline on your reports. If you have any kind of local office I would try to get a warm body to plead with, maybe even shed a tear or two....
My mortgage TL's only go back to 2004, but I know what you mean. I cherish them dearly. I would do anything before I made a late payment. (well, almost anything
)
never give up,
ctRob