Remarks on credit report

ray8806 · ‎11-30-2014

I just got an alert on CK that a loan that I closed (I refinanced it), shows a remark.

All the remark says is "closed" but is that going to negatively affect me? It's not necessarily a "derogatory" remark but it is a remark.

EQ: 710(FICO) EX: 695(FICO) TU: 708(FICO)

marty56 · ‎11-30-2014

The remark won't effect your FICO score but the effect of closing the account could if the account was revolving and it change your total utilization. Not to worry though since PIF'ing an account is always good in the long run.

1/25/2021: FICO 850 EQ 848 TU 847 EX

ray8806 · ‎11-30-2014

Oh phew!! I was worried!! Thank you!!!

EQ: 710(FICO) EX: 695(FICO) TU: 708(FICO)