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650 is the magic number a lot cling to as the real start of prime, so you are close.
What's the utilization of your CCs?
Civil judgements stay for 7 years, and it's worth checking out your states statutes to determine from whence they begin counting.
You're below the first magic util barrier. 50%. Getting under 30% should give you a further score bump.
Then there's the period of time for the geniuses at the Big Three to actually update your report. TU especially is on my "Sierra" List these days over this. They are running 1 and 2 months behind the other 2 on reporting of balances. I think it's time for me to get medieval on their behind, again.
Have you taken the FICO simulator for a test drive?