Credit Cards Center Credit cards from our partners
Reply
Valued Member
Posts: 29
Registered: ‎05-05-2007
0

Removing items that were ordered by judge for ex to pay

one more question.....I have another account on my report that is still being reported ....in my divorce agreed and signed by all parties (including the judge) my Ex is solely responsible...the acct in only in my name but he misses payments here and there....I am sending them a request for a legal binding release of obligation along with copies of all the divorce papers....does anuone know anything else that could help?
Established Contributor
Posts: 581
Registered: ‎04-11-2007
0

Re: Removing items that were ordered by judge for ex to pay

Please correct me if I am wrong.  I am under the impression that even you the judge states the spouse is responsible for paying the debt in the divorce, if he misses a payment, you are still responsible for paying the bill and it can hurt your credit as well.
Established Contributor
Posts: 678
Registered: ‎05-29-2007
0

Re: Removing items that were ordered by judge for ex to pay

The only way you can keep the ex's baddies off your report on joint accounts is for the ex to close/pay off/ refi the accounts before he/she starts screwing them up. No matter what a judge decrees - joint accounts remain joint resposibility. Lots of people- including me - have had the same unfortunate experience. You can try to GW the accounts!
" I like to live as a poor man, with a lot of money." - Pablo Picasso (who was a jerk.)
Highlighted
Regular Contributor
Posts: 212
Registered: ‎06-30-2007
0

Re: Removing items that were ordered by judge for ex to pay



chrissy122g wrote:
one more question.....I have another account on my report that is still being reported ....in my divorce agreed and signed by all parties (including the judge) my Ex is solely responsible...the acct in only in my name but he misses payments here and there....I am sending them a request for a legal binding release of obligation along with copies of all the divorce papers....does anuone know anything else that could help?


 
 
Welcome to my world...DH's ex per divorce decree was to assume financial responsibility of a veh that was repo'd 3 months after divorce was finanlized.  Wellllll...the power of attorney to switch the veh into her name and remove DH's was never signed.  3 years later we're praying that we don't get sued over the debt.
 
The divorce decree and order to assume responsibility isn't worth the paper it's written on if you don't follow through with what the court orders.  It specifically states that the respondant (DH) was to sign the POA...she would never meet with him to get it done.  I think she completely planned on letting the truck get repo'd knowing DH would be responsible for it.  Divorce was final in April 04 and truck repo'd in July 04...she was probably already delinquent on payments when divorce was finalized.
 
Ugh...if we didn't have children involved she would be gettin the butt wuppin she deserves. 
 
So basically read your divorce decree again..find out if the court ordered any POA's and if that was completed you could be ok....if not ~ sorry Smiley Sad

911 Operators....America's Lifeline!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.