Removing lates from credit report.?

thorice · ‎01-12-2008

What would be the best way to get these lates off my credit report?

Seven year payment history [?]

30 days late 0 times

60 days late 0 times

90+ days late 9 times (Nov 2003)

SmartCookie · ‎01-12-2008

GW letter if valid lates, dispute if not.

EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***

CreditDrama85 · ‎01-12-2008

dispute disput dispute and hope that the creditor doesnt respond within 30 days.....then you can request that the account be deleted!

Anonymous · ‎01-12-2008

If a CC and from 2003 - they probably don't have records available. CCCs can usually backtrack 18-24 months. With bank mergers, etc - a lot of stuff got 'misplaced'. Their bad - your gain.

thorice · ‎01-12-2008

No it's no a CC it's a old student loan the was transferred to another company.

Anonymous · ‎01-12-2008

i would not mess with it -

I assure you that they have the records and they WILL REPORT it accurate including any 60 and 30 day lates mnote previously reported.

thorice wrote:

No it's no a CC it's a old student loan the was transferred to another company.