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Hello,
Right now my score is 679 on Experian. I am a member of freecreditscore.com and when using the score planner and going to the advanced settings, it says 3 accounts that have ever been 60 days late or worse.
If I change it to 1 or even 2 accounts, my score goes from 679 to 700. 725 if it is 0.
My question is, is there a way to remove these? For all my current accounts, they have never been 60 days or late, except for one which that account will drop off my report in May.
Any advise?
GW letter campaign to the reporting creditors.
One of the creditors is Capital One, which I have two current accounts with them (though inactive; $0 balances). I called them and they said they cannot remove it since its part of the account history.
Will writing reach a more 'understanding' department?
Thanks.
+1 GW is your ticket if youve already tried to dispute with no luck.
@medo wrote:One of the creditors is Capital One, which I have two current accounts with them (though inactive; $0 balances). I called them and they said they cannot remove it since its part of the account history.
Will writing reach a more 'understanding' department?
Thanks.
Gw letters should always be mailed to the CEOs office. Google can provide you the address of corporate HQ.
@medo wrote:My question is, is there a way to remove these?
Visit the Rebuilding subforum -- it is for such topics.