I agree with Superman, they take months to update and that is a problem when you are looking to get that magic 1~9% util on CC's. One to two months can make the difference between 15% ~25% util on some of my CC's. Just wondering if anyone has that solution to Cap One. I sent a DV to see what happens but EX is known for saying "the credit is yours, blah, blah, blah" and then nothing changes.