Okay, so I made the jump to call a lender to see if they would drop a few lates off my record. (Phew). They told me they could not drop anything, have to report accurately, and would not do it. Blah, blah, blah.
I then read in the forum how soemone called a lender and they reported to all three bureaus after they called whereas before the call they were only reporting to two.
Most of my reports in all 3 bureaus don't show the same lates across all three boards. If I call and ask and they look at my record and see it is not "accurate" am I at the mercy and judgement of the CSR as to wheterh he changes it for good or bad, or as soon as the call ends, is it pretty much over?
I realize this is speculation, but I'm curious as to ask if anyone has worked with Honda and if there is a risk in calling if all three bureaus aren't reporting the same lates? Also, am I better to follow up with a letter to fully explain my situation and give myself a better chance or do I still run the same risk as the call?
TIA,
Hank
Message Edited by hank71 on
07-09-2008 01:36 PM
