@medicgrrl wrote:
My guess is maybe it was the only way he could qualify you for the loan. How was your DTI?
My DTI is high, I've been trying to get a loan or grant to pay down high balances. My DTI varies between 95% & 74% depending how minimun payments and income are figured. Some of my creditors give me a different minimum payment than is reported to the CRAs. Most lenders say much of my income doesn't count as income. That's another question I asked I havn't received any responses to yet. I was also told I can't have more than one open LOC at a time and qualify for a loan or LOC. I just paid off a car loan to reduce payments and my credit scores dropped an average of 25 points in each CRA.
