I had an inquiry on my Trans Union report and they told me to contact the company that I was disputing by mail informing the company that I had not authorize this inquiries and I request explanation to why they had place an inquiry on my report. I followed up with a letter about 4-6 weeks ago which was returned on 2/11/08 as no forwarding address left for the company. I contacted Trans Union explain what I was told to do and I did and the letter was returned. The person I spoked stated that their was not anything they could do and that inquiries stay on your report for two years from the date. I asked for a supervisor and he told me that his supervisor would tell me the same thing. I ask him if he could tell me the next step I could take with Tran Union to have this remove and he state there is nothing I can do about this. I the inquiry was place in 4/07 by a debt buying company who bought the debt and the debt was place in BK 7 IN 12/06 AND DISCHARGED IN 3/07. Why would this company buy this debt or even place a inquiry concerning this acct since it was BK7 AND DC. By the time the inquiry was pulled the acct was no longer open. I was never in contact with this contact before the BK or during the DC.
Can this be legal?
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