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SCORE

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Anonymous
Not applicable

SCORE

OK I PAY  OFF MY OLD COLLECTIONS.IT WAS ABOUT 410.00 DOLLARS

AND PAY MY LAST PAYMENT IN MY AUTO LOAN.DONE FINALLY..

DOES ANY ONE KNOW HOW MUCH  FICO SCORE SHOULD I INCREASE. IWANT TO BUY A HOUSE.

MY SCORES ARE.

 

EQ 619  EX 588  TU 560

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: SCORE

it's going to depend on what else you have on your credit report. It is way to hard to determine an exact amount of points that will increase without knowing what else is on your report. The collections that you paid off try to get them to delete from your report and you should get a decent jump.

Message 2 of 5
guiness56
Epic Contributor

Re: SCORE


@Anonymous wrote:

OK I PAY  OFF MY OLD COLLECTIONS.IT WAS ABOUT 410.00 DOLLARS

AND PAY MY LAST PAYMENT IN MY AUTO LOAN.DONE FINALLY..

DOES ANY ONE KNOW HOW MUCH  FICO SCORE SHOULD I INCREASE. IWANT TO BUY A HOUSE.

MY SCORES ARE.

 

EQ 619  EX 588  TU 560


 

Unfortunately, just paying a collection off will not have a positive impact on your score.   FICO looks at paid and unpaid collections the same.  You need to send GW letters to try to get it removed.

 

May I ask where you got your scores?  Experian no longer sells their score to the consumer,

Message 3 of 5
Anonymous
Not applicable

Re: SCORE

I GOT MY EXP. SCORE FROM

QUIZZLE.COM

ITS FREE THE FIRST TIME.

Message 4 of 5
haulingthescoreup
Moderator Emerita

Re: SCORE

It's free, but it's a FAKO, not a FICO score.

 

It isn't used by any lenders.

 

Experian stopped allowing consumers to buy our EX FICO score on 2/13/2009.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 5 of 5
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