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OK I PAY OFF MY OLD COLLECTIONS.IT WAS ABOUT 410.00 DOLLARS
AND PAY MY LAST PAYMENT IN MY AUTO LOAN.DONE FINALLY..
DOES ANY ONE KNOW HOW MUCH FICO SCORE SHOULD I INCREASE. IWANT TO BUY A HOUSE.
MY SCORES ARE.
EQ 619 EX 588 TU 560
it's going to depend on what else you have on your credit report. It is way to hard to determine an exact amount of points that will increase without knowing what else is on your report. The collections that you paid off try to get them to delete from your report and you should get a decent jump.
@Anonymous wrote:OK I PAY OFF MY OLD COLLECTIONS.IT WAS ABOUT 410.00 DOLLARS
AND PAY MY LAST PAYMENT IN MY AUTO LOAN.DONE FINALLY..
DOES ANY ONE KNOW HOW MUCH FICO SCORE SHOULD I INCREASE. IWANT TO BUY A HOUSE.
MY SCORES ARE.
EQ 619 EX 588 TU 560
Unfortunately, just paying a collection off will not have a positive impact on your score. FICO looks at paid and unpaid collections the same. You need to send GW letters to try to get it removed.
May I ask where you got your scores? Experian no longer sells their score to the consumer,
I GOT MY EXP. SCORE FROM
QUIZZLE.COM
ITS FREE THE FIRST TIME.
It's free, but it's a FAKO, not a FICO score.
It isn't used by any lenders.
Experian stopped allowing consumers to buy our EX FICO score on 2/13/2009.