During my "pre-myfico" days, I paid a SHELL CITI account in FULL without even asking for DELETION. It went to CA which did not report. Good thing, the CA did not mark my CREDIT REPORT with any unpleasantry.
The original LIMIT is around 150$. I closed it. After closing, they sent me notices that my CREDIT LIMIT is being reduced to lower amount ($30), can they still do this? That is reducing the CL of a closed account? Is it worth pursuing?
And also, are they required to put records of PAYMENT? Thanks