General Credit Topics

[motoracer]

I havent defaulted on 2 sallie mae SL's but I have some late pays on there,,,they wont give me any GW anyone have any other suggestions on how to remove the "late pays"

[Tuscani]

SM will not delete accurate reporting. The goverment makes them report factually no matter what. I have NEVER heard of a GW letter working with SM. Sorry!

[motoracer]

If I were to consalidate the loans with a Private company do you think I could get them off that way?

[Boswd]

Nope they will be on there until they expire.  Trust me I know first hand.     That's why I truly think defaulting on a student loan is right next to BK in terms of it's effects.

[jenkins]

i have a loan through salliemae and they are attempting to work with me however its due to the fact that my payments were late while i was in military basic training.  I heard back from them today after i sent in a GW letter and they asked for me to send them a copy of the credit report showing this and we will go from there.  I am mailing that out and hoping that it will be enough for them to remove it, i mean i couldnt exactly make a payment with my face in the dirt getting yelled at

i

Message Edited by jenkins on 06-25-2007 01:42 PM

[fused]

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Boswd wrote:

Nope they will be on there until they expire.  Trust me I know first hand.     That's why I truly think defaulting on a student loan is right next to BK in terms of it's effects.

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YES, very, very true!

[Tuscani]

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motoracer wrote:

If I were to consalidate the loans with a Private company do you think I could get them off that way?

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Nope. That approach has been tried many times.