SO my wife was contacted by a debt consolidation company
I was told to stay away from these things. I was basically told what they do for you, you can do for yourself. The are telling her to pull her credit report and send it to them along with $200 a month and they will 'fix' her credit. As she is telling me this i say hey give me $200 a month and your credit report and let me go to work but seriously arent these companies a rip off? or are they worth the money?
Starting Score: 643 Current Score: 657 Goal Score: 700
Re: SO my wife was contacted by a debt consolidation company
If you have to pay them on a monthly basis, how long will it take them to "fix" it? I don't think they are going to be in a hurry to do it in one month, or three, or six, or a year. Meanwhile, you will have paid $200, $600, $1200, or $2400 -- and none of that goes to paying down the debt. Keep your money, follow the suggestions on these forums, and DIY for free. Good luck!
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