SOL on Midland

[thotgal320]

I was just going over my CR an noticed that the DOLA on this account was December 2000.  SOL in CT is 7 years shouldn't this be removed from my account?

[Anonymous]

The SOL does not determine how long the CRA can report it only determins how long a company can sue. However if the DOLA is 12/2000 then it is right at the time for it to come off according to the FCRA any way so it  should be falling off either this month or next.

[Anonymous]

SOL in Ct. is 6 years and it goes by DOLA. There is NO SOL on hospital bills.

CRTP is 7-7.5 years.

Dispute it with the CRAs that are reporting as * obsolute*  too old to report.

Keep all hard copies of CRs for your protection in the future!

[thotgal320]

Does this apply to all accounts such as CC because there are quite a few that should be taken off because they have hit 6 years..  If so I have a lot of disputing to do,  according to my reports there are like 5 or 6 accounts that will be hitting 7 years in the next 4 to 5 months should I be disputing them as to old to report?

[haulingthescoreup]

No, SOL just refers to when you can't be sued for a debt. It has nothing to do with how long stuff stays on your report.

Derogatories stay on your report from 7 to 7 1/2 years after they happened; think it's 10 years on BK's.

[Anonymous]

you are confusing CRTP with SOL.

SOL  is state statue of limitations........how many years does a crediter have to file a lawsuit against you.

CRTP...federal law....has to do with CR   when what gets dropped from CR and when

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=17466