SS# required for AU account to go on CR?

[RobertEG]

They use an algorithm that associates personal information fields with the highest liklihood of producing a unique identification, such as full name plus current address, etc.

They prefer an SSN, as it is (supposedly) a unique personal identifier that is associated with only one consumer.

If no SSN is provided, they attempt a unique identification using multiple matching identifiers......

[Anonymous]

I am an authorized user on my moms barclays card and they did not ask for the SSN and it does report to all 3 bureaus.

[masscredit]

Hoiw long does it take to report an AU?  I added my friend to one of my Cap 1 cards a week before the statement closed.  CK is showing the account updated for this month on my reports but she doesn't see it on her reports. 

[rmduhon]

It should be there since it's reported since you added her. Maybe she pulled her reports a little too early?

[masscredit]

I had her check her CK after I saw the accounts updated on mine. 

[rmduhon]

Her updating might lag behind yours. Give it a little longer

[ecb]

I was interested in knowing how long it takes for cap 1 to report as well

[masscredit]

My account posted to her report a few days after it updated on mine.  We haven't seen her real FICO scores yet but her CreditKarma went up 95 points (600-695).  I know her real scores won't be that high but hoping for at least 20-30 points. Have to wait for DCU to update at the end of the month and Discover soon.

I just added her to my two Barclay accounts.  Those statements close tomorrow. They didn't ask for her SS # but did ask for her address so that's probably how they will match the accounts to the right person.  I'll update the post when I know what happens. 

[ecb]

Thanks for the update
!!!