Congrats! If you haven't been able to really beat down your util, then you must have already done a lot of the tough work. As for the $$$, let me know if you need any McDonald's Monopoly stubs. I keep thinking that my retirement funds are just one large Diet Coke, extra ice, away.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007